Florida Title & Closing Blog
Practical guidance on title insurance, closings, and South Florida real estate from Independent Title of Fort Lauderdale.
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Florida Amendment 3 Passed: What It Means for Your Homestead, Your Taxes, and Your Closing
Florida voters approved Amendment 3 on November 3, 2026. It got about 62% of the vote, 4,917,482 yes to 3,015,840 no, and it needed 60% to pass (Florida Division of Elections results; unofficial until certified). The amendment is the biggest…
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Can You Close on a Florida Home Remotely? How Remote Online Closings Work
Yes, you can close on a Florida home without being in the room. Florida law allows remote online notarization (RON), so buyers and sellers can sign closing documents by live video from almost anywhere, and a title company can also…
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Title Company vs. Real Estate Attorney in Florida: Who Do You Need to Close?
You can always have a Florida real estate attorney represent you in your transaction, and choosing a title company to close doesn’t change that. In Florida, you do not need a real estate attorney to close on a home. A…
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What Happens If a Title Search Finds a Lien in Florida?
If a title search finds a lien on a Florida property, the deal usually isn’t dead. In most cases the title company gets a written payoff or release, the lien is paid from the seller’s proceeds at closing, and the…
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Best Title Company in Broward County for Home Sellers: A Seller’s Guide
The best title company in Broward County for home sellers is the one that clears your payoffs, liens, and association estoppels early, keeps settlement fees transparent, and gets you to the closing table on time. In Fort Lauderdale/Broward, the title…
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How Much Are Closing Costs in Broward County, Florida?
In Fort Lauderdale/Broward, buyers usually pay about 2% to 5% of the purchase price in closing costs, with financed buyers at the higher end because of lender fees and Florida’s mortgage taxes. Sellers usually pay about 1% to 3% before…
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You Can Choose Your Title Company in Florida (and Save Money on a Refinance)
A lot of buyers and homeowners don’t know this: you usually get to pick your title company. It doesn’t have to be the one your lender, builder, or the other side suggests. Here’s why that choice matters and how it…
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Double Closings in Florida: How a Same-Day A-B-C Closing Works
In a double closing, an investor buys a property and resells it the same day. It’s common with wholesalers and flippers in South Florida. From the title side, it’s two closings that have to land in the right order. Who’s…
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Florida Title Insurance, Explained: What You’re Paying For at Closing
Every Florida closing statement has a line for title insurance, and plenty of buyers sign without knowing what it does. Here’s the plain version. What title insurance protects Title insurance covers problems with ownership that come from the past, before…
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Closing-Day Walk-Through Discoveries: What Title Can (and Can’t) Fix That Day
The final walk-through is usually the last time the buyer sees the house before they own it. Most of the time it is quiet: the sellers are out, the appliances are still there, and the place looks like it did…