{"id":9032,"date":"2026-10-16T19:31:48","date_gmt":"2026-10-16T19:31:48","guid":{"rendered":"https:\/\/www.indytitleftl.com\/blog\/?p=9032"},"modified":"2026-10-16T19:33:09","modified_gmt":"2026-10-16T19:33:09","slug":"broward-county-closing-costs","status":"publish","type":"post","link":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/","title":{"rendered":"How Much Are Closing Costs in Broward County, Florida?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">In Fort Lauderdale\/Broward, buyers usually pay about <strong>2% to 5% of the purchase price<\/strong> in closing costs, with financed buyers at the higher end because of lender fees and Florida&#8217;s mortgage taxes. Sellers usually pay about <strong>1% to 3% before real estate commission<\/strong> (roughly 6% to 10% if commissions are included), and the biggest seller item is the state documentary stamp tax on the deed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exact number depends on the price, whether there&#8217;s a loan, and whether the property is in a condo or HOA. Here&#8217;s what goes into it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Florida doc stamps on the deed: $0.70 per $100<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Florida charges documentary stamp tax on the deed at <strong>$0.70 per $100<\/strong> of the sale price in every county except Miami-Dade (<a href=\"https:\/\/floridarevenue.com\/taxes\/taxesfees\/Pages\/doc_stamp.aspx\">Florida Department of Revenue<\/a>). In Broward, the seller customarily pays it.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Example: $400,000 sale = $2,800 in deed doc stamps.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage doc stamps ($0.35 per $100) and intangible tax (0.2%)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If the buyer has a loan, two state taxes apply to the new mortgage, and the buyer normally pays both:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Mortgage doc stamps:<\/strong> $0.35 per $100 of the loan amount (<a href=\"https:\/\/floridarevenue.com\/taxes\/taxesfees\/Pages\/doc_stamp.aspx\">Florida Department of Revenue<\/a>).<\/li>\n\n\n\n<li><strong>Nonrecurring intangible tax:<\/strong> 2 mills, or 0.2%, of the loan amount (<a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2025\/199.133\">Section 199.133, Florida Statutes<\/a>).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Example: a $320,000 loan = $1,120 in mortgage stamps + $640 intangible tax = $1,760.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Title insurance: the premium is set by the state<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Florida title insurance premiums are promulgated, which means the state sets the rate and every title company charges the same premium for the same coverage (<a href=\"https:\/\/www.flrules.org\/gateway\/ruleNo.asp?id=69O-186.003\">Fla. Admin. Code Rule 69O-186.003<\/a>). The rate is $5.75 per $1,000 for the first $100,000 of coverage and $5.00 per $1,000 from $100,000 to $1 million. On a $400,000 owner&#8217;s policy that comes to about $2,075. When there&#8217;s a loan, the lender&#8217;s policy issued at the same time costs much less.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Who pays the owner&#8217;s policy varies by county and by contract. Read <a href=\"https:\/\/www.indytitleftl.com\/blog\/florida-title-insurance-explained\/\">Florida Title Insurance Explained<\/a> for owner&#8217;s vs. lender&#8217;s policies and endorsements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Settlement, title search, and closing fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">These fees are <strong>not<\/strong> set by the state, so this is where title companies really differ: the settlement (closing) fee, title search, exam, lien and municipal searches, and courier or e-recording charges. Get these in writing before you choose. You can usually pick your own title company; see <a href=\"https:\/\/www.indytitleftl.com\/blog\/choose-your-title-company-florida-refinance\/\">You Can Choose Your Title Company in Florida<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Recording fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Broward County Clerk\/Records division charges recording fees for the deed and the mortgage, which by state statute are $10 for the first page and $8.50 for each additional page. A typical purchase runs from under $100 to a couple hundred dollars, depending on page counts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Estoppel, HOA, and condo association fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If the property is in an HOA or condo, the association charges an estoppel certificate fee to confirm what&#8217;s owed, and some charge capital contributions or transfer\/application fees. Sellers usually pay for the estoppel, and buyers usually pay the application fees. See our <a href=\"https:\/\/www.indytitleftl.com\/blog\/florida-condo-hoa-estoppel-certificate-closing\/\">estoppel certificate guide<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Lender fees<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For financed buyers: origination or points, underwriting, appraisal, credit report, flood certification, and similar charges. Your Loan Estimate lists them, and they&#8217;re often the biggest buyer-side cost after the state taxes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Prepaids and escrows<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lenders collect prepaid daily interest and set up an escrow cushion for property taxes, and the buyer usually prepays the first year of insurance. Property taxes are prorated between buyer and seller at closing. These aren&#8217;t fees, but they do add to cash to close.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quick example: $400,000 Fort Lauderdale\/Broward home, 80% loan<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Item<\/th><th>Typically paid by<\/th><th>Approx.<\/th><\/tr><\/thead><tbody><tr><td>Deed doc stamps ($0.70\/$100)<\/td><td>Seller<\/td><td>$2,800<\/td><\/tr><tr><td>Mortgage doc stamps ($0.35\/$100 on $320k)<\/td><td>Buyer<\/td><td>$1,120<\/td><\/tr><tr><td>Intangible tax (0.2% on $320k)<\/td><td>Buyer<\/td><td>$640<\/td><\/tr><tr><td>Owner&#8217;s title premium (promulgated)<\/td><td>Varies by contract<\/td><td>~$2,075<\/td><\/tr><tr><td>Settlement\/search fees, recording, lender&#8217;s policy<\/td><td>Buyer\/Seller<\/td><td>varies<\/td><\/tr><tr><td>Lender fees, prepaids, escrows<\/td><td>Buyer<\/td><td>varies<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The timing also matters. See <a href=\"https:\/\/www.indytitleftl.com\/blog\/how-long-does-a-florida-closing-take-house-vs-condo\/\">How Long Does a Florida Closing Take? House vs. Condo<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get your exact Broward closing costs<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Skip the guesswork and <a href=\"https:\/\/www.indytitleftl.com\/#quote\">start a closing cost quote<\/a> using our TitleQuote calculator. You can also call Florida&#8217;s Best Title Company (Independent Title of Fort Lauderdale) at (954) 493-8288, 2881 E Oakland Park Blvd, Suite 302, Fort Lauderdale, FL 33306.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1\"><strong class=\"schema-faq-question\">How much are closing costs in Broward County for buyers?<\/strong> <p class=\"schema-faq-answer\">Usually about 2\u20135% of the purchase price. Financed buyers pay more because of mortgage doc stamps, intangible tax, and lender fees.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-2\"><strong class=\"schema-faq-question\">How much do sellers pay in closing costs in Fort Lauderdale?<\/strong> <p class=\"schema-faq-answer\">About 1\u20133% before commission, mostly deed doc stamps at $0.70 per $100. With commission included, it&#8217;s roughly 6\u201310%.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-3\"><strong class=\"schema-faq-question\">Who pays doc stamps on the deed in Broward County?<\/strong> <p class=\"schema-faq-answer\">The seller customarily pays deed doc stamps in Broward, though the contract controls.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-4\"><strong class=\"schema-faq-question\">Is title insurance cheaper at a different title company in Florida?<\/strong> <p class=\"schema-faq-answer\">No. The premium is set by the state. Settlement and search fees do vary, so compare those.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-5\"><strong class=\"schema-faq-question\">What is the intangible tax in Florida?<\/strong> <p class=\"schema-faq-answer\">It&#8217;s a one-time 0.2% tax on a new mortgage, normally paid by the borrower at closing.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>This article is for general information only and is not legal, tax, or financial advice. Rates and customs can change, and every transaction is different. Consult a Florida real estate attorney or tax professional about your situation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Fort Lauderdale\/Broward, buyers usually pay about 2% to 5% of the purchase price in closing costs, with financed buyers at the higher end because of lender fees and Florida&#8217;s mortgage taxes. Sellers usually pay about 1% to 3% before real estate commission (roughly 6% to 10% if commissions are included), and the biggest seller [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9032","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Much Are Closing Costs in Broward County, FL? (2026 Guide)<\/title>\n<meta name=\"description\" content=\"In Fort Lauderdale\/Broward, buyers usually pay about 2\u20135% of the price and sellers about 6\u201310% with commission. See each fee and get a quote.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Closing Costs in Broward County, FL: What Buyers and Sellers Pay\" \/>\n<meta property=\"og:description\" content=\"Doc stamps, intangible tax, title insurance, estoppel, lender fees: a plain-English breakdown of Fort Lauderdale\/Broward closing costs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/\" \/>\n<meta property=\"og:site_name\" content=\"Independent Title FTL\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-16T19:31:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-16T19:33:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.indytitleftl.com\/blog\/wp-content\/uploads\/2026\/09\/independent-title-social.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jim Santiago\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jim Santiago\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/broward-county-closing-costs\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/broward-county-closing-costs\\\/\"},\"author\":{\"name\":\"Jim Santiago\",\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/#\\\/schema\\\/person\\\/54b62dea782bf8b03145ce161aa1aa2d\"},\"headline\":\"How Much Are Closing Costs in Broward County, Florida?\",\"datePublished\":\"2026-10-16T19:31:48+00:00\",\"dateModified\":\"2026-10-16T19:33:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/broward-county-closing-costs\\\/\"},\"wordCount\":827,\"publisher\":{\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/broward-county-closing-costs\\\/\",\"url\":\"https:\\\/\\\/www.indytitleftl.com\\\/blog\\\/broward-county-closing-costs\\\/\",\"name\":\"How Much Are Closing Costs in Broward County, FL? 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See each fee and get a quote.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/","og_locale":"en_US","og_type":"article","og_title":"Closing Costs in Broward County, FL: What Buyers and Sellers Pay","og_description":"Doc stamps, intangible tax, title insurance, estoppel, lender fees: a plain-English breakdown of Fort Lauderdale\/Broward closing costs.","og_url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/","og_site_name":"Independent Title FTL","article_published_time":"2026-10-16T19:31:48+00:00","article_modified_time":"2026-10-16T19:33:09+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.indytitleftl.com\/blog\/wp-content\/uploads\/2026\/09\/independent-title-social.jpg","type":"image\/jpeg"}],"author":"Jim Santiago","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jim Santiago","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#article","isPartOf":{"@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/"},"author":{"name":"Jim Santiago","@id":"https:\/\/www.indytitleftl.com\/blog\/#\/schema\/person\/54b62dea782bf8b03145ce161aa1aa2d"},"headline":"How Much Are Closing Costs in Broward County, Florida?","datePublished":"2026-10-16T19:31:48+00:00","dateModified":"2026-10-16T19:33:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/"},"wordCount":827,"publisher":{"@id":"https:\/\/www.indytitleftl.com\/blog\/#organization"},"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/","url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/","name":"How Much Are Closing Costs in Broward County, FL? (2026 Guide)","isPartOf":{"@id":"https:\/\/www.indytitleftl.com\/blog\/#website"},"datePublished":"2026-10-16T19:31:48+00:00","dateModified":"2026-10-16T19:33:09+00:00","description":"In Fort Lauderdale\/Broward, buyers usually pay about 2\u20135% of the price and sellers about 6\u201310% with commission. 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Financed buyers pay more because of mortgage doc stamps, intangible tax, and lender fees.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-2","position":2,"url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-2","name":"How much do sellers pay in closing costs in Fort Lauderdale?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"About 1\u20133% before commission, mostly deed doc stamps at $0.70 per $100. With commission included, it's roughly 6\u201310%.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-3","position":3,"url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-3","name":"Who pays doc stamps on the deed in Broward County?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The seller customarily pays deed doc stamps in Broward, though the contract controls.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-4","position":4,"url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-4","name":"Is title insurance cheaper at a different title company in Florida?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. The premium is set by the state. Settlement and search fees do vary, so compare those.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-5","position":5,"url":"https:\/\/www.indytitleftl.com\/blog\/broward-county-closing-costs\/#faq-question-5","name":"What is the intangible tax in Florida?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It's a one-time 0.2% tax on a new mortgage, normally paid by the borrower at closing.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/posts\/9032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/comments?post=9032"}],"version-history":[{"count":2,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/posts\/9032\/revisions"}],"predecessor-version":[{"id":9034,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/posts\/9032\/revisions\/9034"}],"wp:attachment":[{"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/media?parent=9032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/categories?post=9032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.indytitleftl.com\/blog\/wp-json\/wp\/v2\/tags?post=9032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}